Polychemy Blog

How to Stay on Your Wedding Budget

All done establishing your wedding budget? You'll spend the next few months keeping track and allocating your funds.

Step 1: Get a Wedding Budget System Put your accounting skills to the test by deciding on a budgeting system to track all the money coming in and out.

The easiest way? The Knot Budget Calculator, which automatically tells you how much you should be spending on everything from music to mother-in-law gifts, and allows you to track all your payments and their due dates.

Step 2: Explore Hidden Wedding Costs and Extras Knowing all the costs up front will guarantee that your budget can actually cover it all.

If you suspect the wedding may go long, work overtime costs into your budget-if you don't use it, it'll be a nice surprise chunk of cash.

From the sexton who cleans the church to the hotel steward who delivers your welcome bags, even conservative tipping can add hundreds to your wedding cost.

Make sure to account for these costs in your initial budget.

Budget your trial hair style into your overall hair budget.

Going "Just over budget" in a couple different categories with a vague plan of making it up somewhere else can push you past your limit.

Step 3: Plan to Go Over Your Wedding Budget If you account for budget overages, then you never actually blow your budget.

Try to earmark five percent of your budget for unforeseen costs.

Step 4: Be Smart with Your Wedding Budget Take advantage of budgeting and money management tricks along the way.

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